FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Rewards Extra

Earn 6.00% APY1 on balances up to $25,000 and receive up to $20 in ATM refunds when eligibility requirements are met, plus enjoy exclusive benefits like cell phone protection, roadside assistance, person identity theft coverage, and more.

1. Annual percentage yield (APY) effective as of 6/10/26. Tier 1: When eligibility requirements are not met, the APY is 0.01% on the entire balance. Eligibility requirements2 must be met each qualification cycle to receive up to $20 in ATM fee refunds and earn the Tier 2 and Tier 3 APY: On balances up to $25,000.00, earn an APY of 6.00% on balances $25,000.01 or more, earn an APY of 1.50%. This is a variable rate account, and rates are subject to change any time including after account is opened. Fees may reduce earnings. Minimum deposit to open is $50.00.

2. Eligibility Requirements must be met each Qualification Cycle*: Have at least one direct deposit or ACH automatic payment post and clear; Receive your monthly statement electronically (eStatement); and Have at least 10 debit card transactions (excluding ATM transactions post and clear. *Qualification Cycle: This term means a period beginning three (3) business days prior to the beginning of your statement cycle and will end three (3) business days prior to the end of your statement cycle. Benefits are provided by third party providers arranged and compensated by Renasant Bank. Benefits are subject to additional terms and conditions.

  • 6.00% APY1
  • Cell Phone Protection4
  • Roadside Assistance
  • More than 450,000 Discounts
  • Personal Identity Theft Coverage3, 4
  • Travel Accidental Death Insurance4
  • Health Savings Card
  • Buyers Protection & Extended Warranty4

  • 6.00% APY1
  • Cell Phone Protection4
  • Roadside Assistance
  • More than 450,000 Discounts
  • Personal Identity Theft Coverage3, 4
  • Travel Accidental Death Insurance4
  • Health Savings Card
  • Buyers Protection & Extended Warranty4

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When you sign up for a Rewards Extra checking account with Renasant, you get our Extra perks. These come in addition to these great features:

  • Low opening balance of $50
  • Renasant Debit Mastercard
  • Up to $20 in ATM Refunds per monthly statement period1
  • Access to the Renasant Mobile Banking App
  • Intuitive online banking services like Online Bill Pay
  • Higher interest earned on balances up to $25,0001
  • Balances over $25,000 earn a lower but competitive rate1

When you sign up for a Rewards Extra checking account with Renasant, you get our Extra perks. These come in addition to these great features:

  • Low opening balance of $50
  • Renasant Debit Mastercard
  • Up to $20 in ATM Refunds per monthly statement period1
  • Access to the Renasant Mobile Banking App
  • Intuitive online banking services like Online Bill Pay
  • Higher interest earned on balances up to $25,0001
  • Balances over $25,000 earn a lower but competitive rate1

Earning 6.00% APY1 is Easy

  • Have at least 10 debit card transactions (excluding ATM Transactions) post and clear per Qualification Cycle*;
  • Have at least one direct deposit or ACH automatic payment post and clear per Qualification Cycle*; and
  • Receive your monthly statement electronically.

Renasant Rewards Extra is only $6.50 per month and requires $50 minimum deposit to open an account. To stop scrolling and start saving time, open a Renasant Rewards Extra account today.


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1. Annual percentage yield (APY) effective as of 6/10/26. Tier 1: When eligibility requirements are not met, the APY is 0.01% on the entire balance. Eligibility requirements2 must be met each qualification cycle to receive up to $20 in ATM fee refunds and earn the Tier 2 and Tier 3 APY: On balances up to $25,000.00, earn an APY of 6.00% on balances $25,000.01 or more, earn an APY of 1.50%. This is a variable rate account, and rates are subject to change any time including after account is opened. Fees may reduce earnings. Minimum deposit to open is $50.00.

2. Eligibility Requirements must be met each Qualification Cycle*: Have at least one direct deposit or ACH automatic payment post and clear; Receive your monthly statement electronically (eStatement); and Have at least 10 debit card transactions (excluding ATM transactions post and clear. *Qualification Cycle: This term means a period beginning three (3) business days prior to the beginning of your statement cycle and will end three (3) business days prior to the end of your statement cycle. Benefits are provided by third party providers arranged and compensated by Renasant Bank. Benefits are subject to additional terms and conditions.

3. Activation is required for Identity Monitoring and Credit Monitoring as a part of the Personal Identity Theft Coverage.

4. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.